Privilege

• IDR 2 million cashback

Terms & Conditions

• Applicable to approved BCA JCB Black Credit Card applications (for both new cardholders and existing cardholders who have never previously owned a BCA JCB Black Credit Card)
• Cardholders must make a minimum retail transaction of IDR 4 million (offline and/or online) per card within the first month after the card is approved.
• The maximum cashback per customer number is IDR 6 million, consisting of one primary card application for the customer and up to two supplementary card applications for other cardholders.
• Cashback is limited to one redemption per card.
• Cash withdrawals, interest charges, and other fees are not eligible for this program.
• This program may be combined with other JCB promotional programs, if applicable.
• Cashback will be credited to the cardholder's billing statement no earlier than two months after the transaction period ends.
• Any tax obligations arising from the cashback received under this program shall be borne by the eligible participant in accordance with the prevailing tax regulations.

Program Period

• Card Approval Period: July 1–August 31, 2026
• Transaction Period: July 1–September 30, 2026

Note:

• Cardholders whose applications are approved before July 17, 2026, will be granted an extended transaction period until August 17, 2026.
• BCA JCB Black Credit cardholders can enjoy access to JCB Platinum Airport Lounge, available here